SPECIAL FINANCING

With the Design Within Reach Credit Card. Take home the best in modern design today.

Current Promotional Financing Offers

No Interest if paid in full within 6 Months1

On Purchases of $500 or more made with your Design Within Reach credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments required.


No Interest for 24 Months2

On Purchases of $2,500 or more with your Design Within Reach credit card. Equal Monthly Payments required for 24 months.

APPLY ONLINE

Additional Account Benefits

  • Special Financing options with Convenient Monthly Payments
  • Advance Notice of Special Cardholder-Only Offers
  • Ability to Pay Online or by Mail
  • No Annual Fee3

APPLY IN-STORE

Online Account Management Features

  • View Your Balance 24/7
  • Make a Payment
  • Schedule Up to Your Next 12 Payments
  • Update Your Contact Information

MANAGE MY ACCOUNT

FREQUENTLY ASKED QUESTIONS:

Q. What is the Design Within Reach Credit Card?

A. Design Within Reach offers customers a credit card through Synchrony Bank with a revolving credit line for use at Design Within Reach Studios in the U.S or via 1.800.944.2233.

Q. How do I apply for a Design Within Reach Credit Card Account?

A. You can apply online or in-store. Click Here to apply online. Click Here to find the Studio nearest you to apply in-store.

Q. Where do I check the status of my Design Within Reach Credit Card?

A. Click here to check the status of your account. After logging in, you’ll be able to do the following:

  • View Your Balance 24/7
  • Make a Payment
  • Schedule Up to Your Next 12 Payments
  • Update Your Contact Information

Q. How can I make a payment on my Design Within Reach Credit Card?

A. There are three convenient ways to pay your bill:

  • Pay Online: Click Here to make payments online.
  • Pay by Phone: Contact Synchrony Bank Customer Service at 1.866.396.8254 during the hours below to make payments by phone.
    Mon–Sun, 7:30am–Midnight EST
  • Pay by Mail: Send payments to the address below. Ensure that you allow enough time for each payment to arrive prior to the due date.
    Synchrony Bank
    PO Box 960061
    Orlando, FL 32896-0061

Purchases with a Design Within Reach Credit Card are valid only at Design Within Reach Studios in the U.S. or via 1.800.944.2233.

† Subject to credit approval. Minimum monthly payments required. Visit a Studio for complete details.

1 Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

2 Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase, and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

3 For new accounts, purchase APR is 29.99%, and minimum interest charge is $2.